ON SCREEN TEXT:            you would pay the difference. Two images of doctors overlap beside the words 2 doctor visits. After trying to bear the pain for a couple hours, you call a friend who then drives you to the closest hospital emergency room. WOMAN: These plans offer a variety of benefit options so you can choose a plan that works best for you. You can go to any doctor or health care facility you want. WOMAN: That means if you are being treated for a medical condition or are experiencing symptoms before coverage begins, then the policy won't cover those things for a specific amount of time. Our selection of individual and family health insurance plans offers you the perfect coverage. Hospital indemnity insurance from UnitedHealthcare complements your current medical coverage by helping to ease the financial impact of hospitalization. The text slides to the side of the screen, and an animated bill for $75 appears. A plan appears beside text over a gray and white background. ON SCREEN TEXT:            medical expenses out-of-pocket costs, WOMAN: Health ProtectorGuard is not an Affordable Care Act plan.         Â. A logo and text appear over a white background with blue lines running across the middle. A list appears under the animated dollar bills. ON SCREEN TEXT: no deductibles. You are given a prescription for some pain medication before you leave, which you fill at your pharmacy on the way home. WOMAN: Simply put, it's just cash for covered medical services, including hospital, surgical, outpatient, and pharmacy services, as well as doctor visits. More text appears with a disclaimer. Wellness/preventive care benefits available on most plans can help you visit the doctor to stay healthy, not just when you feel ill. Medicare Advantage Plans; UHC plans are nationwide and widely accepted at hospitals and doctor's offices across the country. Each company is a separate entity and is not responsible for another's financial or contractual obligations. Your Health ProtectorGuard Choice Plus benefit for a generic prescription is $20, which is what you would be paid in this case. Health ProtectorGuard insurance plans can complement other insurance you have, but they have their own explanations of what services are covered and what services aren't. ON SCREEN TEXT:            questions? The words Health ProtectorGuard move to the top of the screen. That’s because this type of insurance pays you a set—that is, fixed—amount of money for specific services covered by the plan. Learn more about Health ProtectorGuard fixed indemnity insurance, Have questions? With an indemnity health plan, if you face costs from one of the services covered, your plan ⦠Many fixed indemnity plans provide benefits without network restrictions. Administrative services are provided by United Healthcare Services, Inc. or their ⦠Other HPG plans have a 30-day waiting period for wellness. ON SCREEN TEXT:            a little. You or your provider are paid a predetermined fixed benefit for certain health care expenses you have incurred, and then you are on your own for the rest. The text changes to say 5 doctor visits, and five animated doctors stack up. A gray bar with one dollar sign on top appears beside a taller blue bar with three dollar signs. A gray bar with one dollar sign on top appears beside a taller blue bar with three dollar signs. You would be paid $200 for one test in this case. A line slashes through the bottle on the right. The text changes to say 5 doctor visits, and five animated doctors stack up. WOMAN: Coverage is available for individuals and families, and you can apply at any time. Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc. ON SCREEN TEXT:            Health ProtectorGuard Fixed Indemnity Coverage. A blue bar stretches down the screen, separating the green circle from the words ACA coverage with a no symbol over it. WOMAN: Or maybe a wellness/preventive visit is more important to you. ON SCREEN TEXT: Health ProtectorGuard simple, straight forward benefits. A fixed indemnity plan pays a certain predetermined amount for specific, covered health care expenses without your having to pay copays or out-of-pocket deductibles. ON SCREEN TEXT:            treated for a medical condition, ON SCREEN TEXT:            experiencing symptoms before coverage begins. GRP 79171 GPS-1 (G-36000-4). WOMAN: There's no need to wait for an enrollment period. The text to the right of the green Health ProtectorGuard circle gets replaced by a blue circle filled with text. Crossed out dollar bills appear above text. WOMAN: Health ProtectorGuard is insurance that pays a fixed amount for an eligible medical service. The result comes back positive. Soft music plays as an animated woman appears in a thin green circle over text. You can choose any doctor or hospital you want, but if you use providers in the benefit plan network, you may save money with provider discounts. And thatâs after you meet a deductible that you are responsible for covering before your insurance company pays anything. With Health ProtectorGuard, you get the immediate gratification of seeing some of your health care costs cut down up front. An animated personâs face appears in profile beside text. Some indemnity health insurance ⦠The images trade places, and the pill bottle turns into paperwork with a dollar sign on it. Insured by UnitedHealthcare Insurance Company, Horsham, PA (UnitedHealthcare Insurance Company of New York, Islandia, NY for New York residents). ON SCREEN TEXT: specified medical expenses ON SCREEN TEXT: covered medical services hospital surgical outpatient pharmacy* Text appears on a white and blue background. WOMAN: Benefits are paid regardless of your other coverage. White text appears over a blue background. ON SCREEN TEXT: works best for you. united healthcare hospital indemnity plan ⦠Your Choice Plus benefit for an outpatient lab test like one for strep throat is $200 per test. However, a fixed indemnity plan ⦠Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes. A prescription pill bottle appears beside a woman. Soft music plays as one animated hand outlined in white grabs another hand over a blue background. Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc. It’s simple. A blue bar stretches down the screen, separating the green circle from the words ACA coverage with a no symbol over it. Text appears below an animated card and the amounts 50% and 75%. A dollar bill and a medical cross appear below. ON SCREEN TEXT:            covered medical services hospital surgical outpatient pharmacy* Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes. You get a specific medical service, and you are then paid the eligible fixed benefit for that service. You or your provider are paid a predetermined fixed benefit for certain health care expenses you have incurred, and then you are on your own for the rest. It pays a fixed benefit amount for eligible medical expenses.                                           chemotherapy UHC offers both open-access, and in-network only plans⦠1â¢844â¢719â¢4870 Or Call Your Local Health Insurance Broker. Telehealth benefits included with many plans make virtual visits with your doctor possible without leaving your home. The different dollar amounts appear beside more animated stethoscopes. WOMAN: Health ProtectorGuard: simple, straightforward benefits for covered services. Fixed indemnity health insurance is a type of policy that pays the insured person a set amount of money based on the medical service that the person receives, regardless of the actual cost of the care. The UnitedHealthcare Hospital Indemnity Protection Plan is insurance that pays a lump-sum benefit directly to a covered employee after a hospital stay and related expenses. Health ProtectorGuard is fixed indemnity insurance, which means it pays a fixed amount of money for medical services covered by your plan. Higher benefit plans generally cost a little more. The text $100 doctor visit benefit reappears on the left side of the screen, and a bill for $125 appears. ON SCREEN TEXT: no need to wait for an enrollment period. Our self-service resources for claims include using Electronic Data Interchange (EDI) and the Claims tool in UnitedHealthcare provider portal.. UnitedHealthcare ⦠The words individuals and families appear beside a woman, and a woman with children. Health Details: Worried about unexpected medical costs blowing your budget? hospital stays Text and a disclaimer appear on a blue background below. UnitedHealthcareâs hospital and doctor fixed indemnity plans can be used to supplement traditional health insurance plans. You may be in the habit of paying a share of the total covered costs. surgeon fees Health ProtectorGuard1 is a fixed-benefit insurance plan that can help you deal with the unexpected by paying you or your provider a preset benefit amount for some of the most common medical costs you and your loved ones might face. WOMAN: There's nothing wrong with a little extra help when you need it, especially when seeking medical treatment. The circle becomes darker green and the outline becomes thicker. A Hospital and Doctor fixed indemnity insurance plan pays a set benefit to you, or in some cases the provider you choose, for covered medical expenses. WOMAN: For example, if you go to the doctor and the visit actually only costs $75, a $100 benefit is still paid, but you get to keep the remaining $25. So, after submitting your expenses, the total benefits you would receive from your Health ProtectorGuard Choice Plus plan in this example is $320. Here you will find the tools and resources you need to help manage your practiceâs submission of claims and receipt of payments. Your Premier Plus benefit for an ER visit is $500 per day. ambulance services You would be paid $100 for one visit after submitting this expense. Fixed indemnity insurance pays that set amount specified in the plan. Unexpected medical bills can disrupt even the healthiest home budgets. The ultrasound shows the doctor your appendix needs to come out. In some states, plans ⦠Text appears in a green circle, and on a blue background beside it. In this case, the generic antibiotics are prescribed. A prescription drug discount card included with all plans can help reduce your out of pocket costs. Learn how both help you deal with the health care costs that come even when you have insurance. A list appears under the animated dollar bills. The words any time appear below a bunch of calendars. 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